Running an insurance agency means balancing growth, client service, and financial strategy, all while navigating a constantly evolving industry. That’s why choosing the right financial partner matters.

At Peoples, we deliver a complete, one-stop banking experience for insurance agencies with dedicated experts who understand your business. From premium finance to agency lending and life premium finance, our specialized solutions are built to support your agency today and into the future.

Peoples Premium Finance

Peoples Premium Finance partners with insurance agencies and their clients to make purchasing coverage more affordable by spreading out the cost over time.

We support a wide range of coverage types, including:

  • Property & Casualty
  • Transportation
  • Professional Liability
  • Commercial Real Estate

By improving affordability for your clients, you can close more business while helping them protect what matters most.

Agency Banking (Insurance Agency Lending)

Our Insurance Agency Lending solutions are designed specifically for independent agencies looking to grow, transition ownership, or strengthen operations.

We provide flexible financing for:

  • Merger and Acquisition Financing
  • Perpetuation and Succession Lending
  • Working Capital for Agencies

Our experienced team works alongside you to structure financing that aligns with your agency’s goals and long-term strategy.

Contact Mike Wagar, SVP Agency Banking, to design a financing solution that supports your agency’s growth. Email Mike.Wagar@pebo.com or call 330.283.8982.

Life Premium Finance

Peoples Life Premium Finance offers specialized solutions to help advisors and clients strategically fund life insurance premiums while preserving liquidity and optimizing capital.

Key benefits include:

  • Leverage existing assets
  • Tax-efficient funding
  • Preserve invested capital
  • Enhanced long-term returns
  • Support estate and succession planning
  • Build long-term policy value

This approach enables your clients to maintain their investment strategy while securing valuable life insurance coverage for the future.

Contact LifePremiumFinance@pebo.com or call 312.279.6540 to learn more about life premium financing and to explore tailored solutions from our team.

A Partner That Grows With Your Agency

Whether you’re helping clients manage premium payments, planning your next acquisition, or building long-term financial strategies, Peoples brings the expertise and solutions to support your success.

With a full suite of services designed specifically for insurance agencies, we make it easier to manage today’s needs while preparing for tomorrow.

Ready to partner with a team that understands your business?

Contact Peoples today to connect with a dedicated expert and find the right solution for your agency.

Full-service banking for insurance agencies. Premium finance (peoplespf.com); Agency Banking (pebo.com); and Life Premium Finance (peopleslifepf.com).
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