About Us
About Peoples Premium Finance®
Peoples Premium Financing helps independent insurance agents make property and casualty insurance attainable for their clients. This allows you to pay your premiums in installments, thus freeing up capital allowing you to leverage your assets for other business-critical needs.
As a focused premium finance provider, we deliver tailored solutions backed by real relationships, not transactional service. Our clients aren’t just accounts. They’re partners, and we’re committed to supporting their success with flexibility, responsiveness, and a hands-on approach.
A Straightforward Financing Process
Our premium finance process is designed to be efficient, transparent, and easy to navigate for both agents and insureds.
1. Coverage is Secured
The insured arranges the insurance policy through an agent or agency
2. Quote Submitted
The independent agent or agency submits the policy quote at peoplespf.com
3. Financing Structured
A customized Premium Finance Agreement, as well as payment options are created
4. Agreement Signed
The insured signs the Premium Finance Agreement and makes a down payment
5. Premium Funded
The loan is funded by Peoples Premium Finance, and coverage is activated
6. Payments Made
The insured repays the premium through predictable installments
Our Capabilities
A combination of responsive service, tailored financing solutions, and modern tools designed to simplify premium finance and support long-term success.
Relationship-Drive Service
Work with experienced professionals who understand the insurance industry and are committed to responsive, personalized support. Our team builds long-term partnerships, not transactional interactions, so you always have a trusted resource when you need it
Modern Digital Experience
Access everything you need through secure, easy-to-use online tools. From electronic agreements to 24/7 account access and payment management, our platform supports a more efficient, streamlined experience for both agents and insureds
A Financial Partner for Insurance Agencies
Peoples offers a full suite of financial solutions to support insurance professionals. From premium financing to agency banking and life insurance funding, we provide a coordinated, one-stop approach.
Backed by the Strength of Peoples
Peoples Life Premium Finance is a member of Peoples Bancorp, Inc. (Nasdaq: PEBO), a diversified financial services holding company supporting a range of banking and insurance-related solutions.
Through this connection, we’re backed by the strength and stability of Peoples Bank, a community bank with more than 120 years of relationship-driven banking experience, while maintaining a focused approach dedicated to premium finance and the insurance industry.
At the center of this is the PEBO Promise Circle, a reflection of how we do business every day. It represents our commitment to taking care of one another, supporting our clients, and building lasting relationships grounded in trust.
With Peoples Premium Finance, you gain more than financial solutions, you gain the strength, values, and support of an organization built on relationships.
Partner with Peoples Premium Finance
Discover how flexible premium finance solutions and relationship-driven support can help you better serve your clients and strengthen your business.